CreditAccess Grameen Limited (BSE: 541770, NSE: CREDITACC), the country’s largest Non-Banking Financial Company-Micro Finance Institution (NBFCMFI), today, 10 March 2026, announced that,

The Company has secured a syndicated social loan facility of USD 75 million (INR 680 to 700 crore), qualifying as an ECB under the automatic route of the Reserve Bank of India. Source: BSE

The foreign currency borrowings are for a tenure of 3–5 years.

This transaction reinforces the company’s strong track record of raising international funds through innovative financing solutions, a spokesperson added.

With this transaction, the Company has secured over USD 300 million in commitments from development financial institutions, global banks, and impact investors in FY 2025-26.

ALSO READ – Innovision IPO Review

Lead Arranger

HSBC acted as the Sole Mandated Lead Arranger (SMLA) and Bookrunner for the social loan fund raise, securing participations from –

HSBC (Gift City),

Bank of China Ltd. (China),

Doha Bank (Qatar),

State Bank (Mauritius) Ltd.

National Development Bank Plc (Sri Lanka).

Refer to creditaccess grameen news for more details.

CreditAccess Grameen Secures $75 Million Loan for Inclusive Growth

CFO Speaks –

Speaking about the fundraiser, Mr. Nilesh Dalvi, Chief Financial Officer, CreditAccess Grameen, said,

We are pleased to partner with HSBC, having successfully secured offshore financing that further strengthens our global funding reach.

The foreign currency borrowings with a tenure of 3–5 years significantly enhance our asset-liability management (ALM) profile and liquidity position.

Our sustained efforts to build strong relationships with leading global lending institutions have enabled us to increase the share of foreign borrowings from 9% to 24% over the past 5 years, while consistently reducing our incremental cost of funds.

This disciplined approach allows us to extend affordable financing solutions to our microfinance customers and deepen our commitment to financial inclusion.

MUST READ – Happy Forgings Limited (Value Pick Stock March 2026)

The company’s market capitalization is ₹19,400 Cr.

The stock is currently trading below its (20-day) and (200-day) SMA.

Disclaimer: The contents and data presented here are just for your information & personal use only. While much effort is made to provide the information, I (Vishal Dalwadi) or “FinBlab” do not guarantee the accuracy, correctness, completeness or reliability of any information or data displayed herein and shall not be held responsible.

The post CreditAccess Grameen Secures $75 Million Loan for Inclusive Growth appeared first on Upcoming ipos: Latest news on stocks, economy & finance.

CreditAccess Grameen Ltd – Company Profile

CreditAccess Grameen Limited (formerly known as Grameen Koota Financial Services Pvt. Ltd.) was born out of the need for timely and affordable credit to India’s poor and low-income households.

Incorporated in the year 1991, this Bengaluru based company is engaged in providing micro-loans to women in Rural Areas in India.

Grameen Koota was founded as a project under the T. Muniswamappa Trust (TMT), an NGO in South Bangalore. Grameen Trust, Bangladesh, provided seed capital funding to TMT to replicate the Grameen Bank Bangladesh microfinance model.

CreditAccess Grameen’s Financial Services Include:

Microcredit:

This includes (1) Income Generation Loan, (2) Family Welfare Loan, (3) Emergency Loan and, (4) Home Improvement Loan.

• Income Generation Loans are offered to establish a new enterprise or expand an existing business.
• Family Welfare Loans support activities that improve the quality of life. These loans are disbursed for education needs, medical needs, lifestyle improvement products (solar lights, cook stoves, etc), celebration of festivals and livelihood improvement expenses.
• Emergency Loan aims to address short-term cash flow constraints of customers. The loan may be used to pay utility bills, for medical emergencies or to purchase ration.
• Home Improvement Loans fund home repairs including extending or adding rooms, constructing toilets, availing water connections and rain-proofing homes.
• CreditAccess Grameen focus customer segment is women having an annual household income of INR 1,60,000 or less in Urban Areas and INR 1,00,000 or less in Rural Areas. It provides loans primarily under the joint liability group (JLG) model.

Pension:

• As an aggregator of the National Pension Scheme (NPS) of the Government of India, Grameen Koota collects contributions from the customer’s doorstep to encourage them to enroll in the Pension Scheme.
• Customers have to contribute a minimum of INR 1,000 and a maximum of INR 12,000 in a year to become eligible for the Swavalamban benefit of INR 1,000 from the Government of India.

The Company’s non-financial services consist of training, education and awareness creation programs promotion of financial literacy; basic health/nutrition education; basic medical services; special medical services for women and children; women’s rights/gender issues education.

Company Reach

• Presently the company covers 132 districts in the 8 states (Chhattisgarh, Goa, Karnataka, Kerala, Maharashtra, Madhya Pradesh, Odisha, Tamil Nadu,) and Puducherry.
• The Company’s has a network of 516 branches and 4,544 loan officers.

Awards and Recognition

2017: SKOCH Resilient India Award 2017

2017: ISC FICCI 2017 Award for Best Financial Accessibility for Sanitation

2016: MIX Social Performance Recognition 2015

2015: Industry’s top honour “Microfinance Organization of the Year 2015” in the ‘Large MFI’ category

2013: SKOCH Financial Inclusion Award 2013

2012: Silver Microfinance Information Exchange (“MIX”) Social Performance Reporting Award

2011: Silver MIX Social Performance Reporting Award

2011: Hanson Wade Asia Microfinance Recognition Award (Successful product innovation for Water and Sanitation Loan)

2010: Hanson Wade Asia Microfinance Recognition Award (Social and Financial Transparency)

2008: Growth Recognition Award from Unitus on reaching 2 lakh poor and low-income households

2008: Microfinance Process Excellence Award (MPEA) by PlaNet Finance and RBS Group

2007: Microfinance Pioneer Award from Grameen Foundation, USA

2006: Microfinance Process Excellence Award (MPEA): National Winner – by PlaNet Finance & ABN AMRO

2005: Microfinance Process Excellence Award (MPEA) by PlaNet Finance and ABN AMRO

Company Promoters

The promoter of the company is CreditAccess Asia N.V. (CAA)

IPO Opening / Closing Date

IPO Details – Price, Minimum Bid and Other

CreditAccess Grameen – Financial Performance

Revenues

CreditAccess Grameen Limited shows a steady revenue growth in last 5 years. Top-line has been increasing regularly for the last five years and jumped from INR 89 Cr in FY 2013 to INR 709 Cr for the period ended FY 2017. (INR 385.51 Cr till Sept 2017)

Profits

Though the company has shown a steady growth in revenue, the company has also registered growth in profits in these five years. Starting from INR 7.9 Cr of profits in FY 2013, the company’s earnings improved to INR 80.3 Cr for the period ended FY 2017. (INR 80.7 Cr till Sept 2017)

CONCLUSION –
Considering company’s valuation and financial parameters, FinBlab recommends SUBSCRIBE ratings (keeping a long-term view in mind) on CreditAccess Grameen Limited IPO

Also Read –

1) Finblab’s Valuepick Stock for the month of July 2018 – CEAT Limited (10.67% Returns in 1 month)

Disclaimer: The contents and data presented here are just for your information & personal use only. While much effort is made to provide the information, I ( Vishal Dalwadi ) or “Fin Blab” do not guarantee the accuracy, correctness, completeness or reliability of any information or data displayed herein and shall not be held responsible.

The post CreditAccess Grameen IPO – Company Profile, Price Band, Analysis appeared first on Upcoming ipos: Latest news on stocks, economy & finance.