Aye Finance Q4 FY 2026 Business Performance
Aye Finance Limited, a leading NBFC focused on lending to micro-enterprises, today, April 6, 2026, announced its business performance for the quarter and year ended March 31, 2026. Source: BSE
Loan Portfolio: Key Highlights
Assets Under Management: The Company’s Assets Under Management (AUM) grew by 27 percent YoY to ₹7,044 crore in FY26, compared to ₹5,534 crore in FY25.
Disbursements: Disbursements increased by 20 percent YoY to ₹5,169 crore in FY26, compared to ₹4,291 crore in FY25, showing continued demand from small businesses.
In Q4 FY26, disbursements rose by 26 percent compared to the previous quarter to ₹1,655 crore.
Asset Quality: Key Highlights
Aye Finance Limited also saw steady improvement in asset quality.
PAR X reduced by 115 basis points between October 2025 and March 2026, while GNPA came down to 4.77 percent in Q4 FY26.
The 1-90 DPD ratio improved to 1.87 percent as of March 2026, showing better repayment by customers and improving business conditions.
Key states, including Bihar, Rajasthan, and Uttar Pradesh, also exhibited strong repayment trends during the quarter, a company spokesperson added.
Portfolio Spread
The Company’s portfolio is well-diversified across 18 states and 3 union territories, with a presence in over 70 business clusters.
This wide presence has helped the company to reduce risks and maintain stability even in changing market conditions.
Exchange Compliance
The Company has filed these details in accordance with Regulation 30 read with Schedule III of SEBI (Listing Obligations and Disclosure Requirements) Regulations, 2015.
Refer to Aye Finance News for further information.
Management Commentary
Commenting on the performance, Mr. Sanjay Sharma, Managing Director, Aye Finance Ltd., said:
We have closed FY26 on a strong note, with good growth in AUM and disbursements, along with clear improvement in our asset quality.
Better collection efficiency and lower delinquencies show the strength of our customers as well as our disciplined approach to lending and risk management.
We have built a well-diversified portfolio that continues to give us stability, even during uncertain times.
As we enter the new financial year, our focus is on growing in a steady and responsible way.
We will continue to use technology and data to reach more micro-enterprises and support their growth, while building a strong and sustainable business.
Market Cap: The company’s market capitalization is ₹2,250 Cr.
Technical: The stock is trading below its 20-day SMA.
Price Performance: The Company has raised INR 1,010 Cr via IPO during February 9 to 11, 2026.
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