OnEMI Technology Solutions IPO Review
OnEMI Technology Solutions Limited, a leading digital lending platform revolutionizing access to credit in the country, plans to raise ₹926 crores through an IPO.
[Fresh Issue ₹850 Cr + OFS ₹76 Cr]
Onemi technology solutions ipo price is ₹162 – ₹171 per share.
OnEMI Technology Solutions: History
The Company was originally incorporated as OnEMI Technology Solutions Private Limited, a private limited company under the Companies Act, 2013, on June 18, 2016.
The Company was then converted into a public limited company on June 17, 2025, under a special resolution passed by the shareholders.
Its name was subsequently changed to OnEMI Technology Solutions Limited, and a fresh certificate of incorporation was issued by the RoC on July 8, 2025.
OnEMI Technology Solutions: Business
OnEMI Technology Solutions Ltd (Kissht) is a technology-enabled lender in India, primarily offering digital loans (personal loans, loan against property, and MSME loans) through a mobile application.
The Company provides swift, accessible, and personalized credit solutions to support clients throughout their financial journeys.
OnEMI primarily focused on young individuals in the mass market segment, representing India’s emerging middle class and characterized as aspirational, digitally connected, and underpenetrated in credit access.
Si Creva Capital Services (OnEMI’s NBFC partner) handles loan disbursement, KYC, and EMI collections.
Silent features of the company’s business –
- Diversified client sourcing channels
- Advanced risk management system
- Scalable technology platform integrated across functions
- Balanced liability profile
- Delivering consistent growth and profitability
- Experienced leadership backed by marquee investors
As of March 31, 2025, the company had 53.23 million registered users and served 9.16 million clients.
Kissht is supported by a strong brand franchise reflected in a Play Store rating of 4.6 stars and a net promoter score of 91.
Strategies Ahead
Deepen relationships with existing clients and acquire new high-quality customers.
Improve credit models to drive profitability.
Be at the forefront of technology by leveraging ML, generative AI, and other emerging tools.
Deliver superior profitability by leveraging the lower cost of funds and operating leverage.
Build a comprehensive financial services platform through product expansion.
Company Promoters
- Ranvir Singh,
- Krishnan Vishwanathan.
Refer to OnEMI Technology Solutions DRHP for more information.
IPO Details
ipo date: 30 Apr – 5 May 2026
Minimum Amount: ₹14,877
Minimum Bid: 87 Shares
Face Value: INR 1 per share
Listing On: NSE, BSE
Object of the IPO
1) Augmenting the capital base of Subsidiary (Si Creva Capital) to meet its future capital requirements arising out of the growth of Subsidiary.
2) General Corporate Purposes.
Financial
Book Running Lead Managers
Centrum Capital, HSBC Securities and Capital Markets, JM Financial, Nuvama Wealth Management, and SBI Capital Markets.
CONCLUSION
Considering the nature of the business, financial performance, and the above-listed factors in mind, FinBlab recommends ‘MAY SUBSCRIBE‘ ratings on OnEMI Technology Solutions IPO.
IPO FAQs
What is the ONEMI TECHNOLOGY SOLUTIONS Pvt Ltd office address?
10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai, Maharashtra, 400070.
What is Onemi_technology_solutions customer care number?
+91 22 6947 5600
What is Onemi_technology_solutions ipo listing date?
IPO will list on the NSE and BSE with a tentative listing date fixed as May 8, 2026.
Who are OnEMI_TECHNOLOGY_SOLUTIONS pvt ltd owner?
Ranvir Singh and Krishnan Vishwanathan.
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Disclaimer: This article is purely for informational purposes. While much time and effort is made to provide the information, I (Vishal Dalwadi) or (FinBlab) do not guarantee the accuracy, correctness, completeness or reliability of any information or data displayed herein and shall not be held responsible.
